Privacy Policy

Last updated: January 24, 2026

PayPriority ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

1. Information We Collect

Personal Information

We collect information that you provide directly to us, including:

• Account Information: Email address, name, and authentication credentials
• Financial Data: Bill amounts, due dates, interest rates, payment schedules, and debt information
• Payment History: Transaction records, payment completion status, and subscription information
• Device Information: Device type, operating system version, unique device identifiers

Automatically Collected Information

• Usage Data: App features accessed, time spent in app, interaction patterns
• Analytics Data: App performance metrics, crash reports, and error logs
• Location Data: General location based on IP address (not precise GPS location)

2. How We Use Your Information

We use the information we collect for the following purposes:

• App Functionality: To provide bill prioritization algorithms, payment recommendations, and debt-free date calculations
• Account Management: To create and maintain your account, process subscriptions, and provide customer support
• Analytics & Improvement: To understand usage patterns, improve app features, and enhance user experience
• Communication: To send important updates, service notifications, and respond to inquiries
• Security: To detect fraud, prevent unauthorized access, and ensure platform security

3. Third-Party Services

We work with the following third-party service providers:

RevenueCat

We use RevenueCat to manage in-app subscriptions and payments. RevenueCat processes your subscription information and payment data according to their privacy policy. View RevenueCat Privacy Policy

Apple App Store

Payment processing is handled through the Apple App Store. Apple collects and processes payment information according to their privacy policy. View Apple Privacy Policy

Analytics Services

We may use analytics services to understand app usage and improve our service. These providers collect anonymized usage data.

4. Data Storage and Security

Your financial data is stored securely using industry-standard encryption:

• Data is encrypted in transit using TLS/SSL
• Data is encrypted at rest using AES-256 encryption
• We implement secure authentication and access controls
• Regular security audits and updates are performed

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Data Retention

We retain your information for as long as your account is active or as needed to provide services:

• Active Accounts: Data is retained while your account is active
• Deleted Accounts: Data is deleted within 30 days of account deletion request
• Backup Systems: Data may remain in backup systems for up to 90 days
• Legal Requirements: Some data may be retained longer if required by law

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access and Export

You can access your data at any time within the app. To request a complete export of your data, contact us at info@paypriority.app.

Delete Account

You can delete your account at any time through the app settings. This will permanently delete all your financial data and personal information.

Opt-Out of Communications

You can opt out of promotional emails by clicking the unsubscribe link or adjusting your notification preferences in the app.

Modify Information

You can update your account information and financial data at any time within the app.

7. Children's Privacy

PayPriority is not intended for use by children under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

8. International Users

PayPriority is based in the United States. If you are accessing the app from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the app
• Updating the "Last updated" date
• Sending an email notification for significant changes

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Email: info@paypriority.app

11. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to request deletion of personal information
• Right to non-discrimination for exercising your rights

To exercise these rights, contact us at info@paypriority.app.